Realty

Résumé of Ronald Kaine: Senior Technical Writer, Publications Director, and Senior Executive Assistant

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Ronald@Rockatech.com
320A East Main Street
Evans City, PA 16033
724-234-4888

 

 

Realty

Realtor Name

"Realtor Slogan Goes Here"

Below is some realty information that you may find helpful.

On This Page...

 

 

 

Certified Buyer Agent Advantages

As a trained, professional Realtor® I offer these advantages as your Certified Buyer Agent.

Access to Thousands of Homes For Sale

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I can save you time by locating the ones that suit your needs.

Correctly Written Contracts

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I am a skilled technical writer of real estate contracts.

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A poorly written contract wastes time and is not enforceable.

Skilled Negotiations on Your Behalf

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I am a trained and skilled negotiator and will apply my experience on your behalf to get the best possible transaction based your needs.

Advice and Counseling to Protect Your Interests

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Price

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Deposits

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Financing Terms, loan contingencies

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Personal property

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Condition of property inspections, termite, environmental Title Insurance

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Drafting counter offers

Explaining the Seller's Counter Offer

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Disclosure for Agency

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Time for acceptance and method of acceptance

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Special requirements

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As-is claims

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Possession

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Damages

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Settlement

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Surveys

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Home Warranty

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Fair Housing Compliance

From Sale to Settlement

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Selecting the inspector

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The inspection process

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Selecting an attorney

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Selecting the lender

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Making application and following up

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All the other details as they arise

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Negotiating any problems

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Going to settlement!

 

 

 

Buyer Qualification Guide

Your answers to these questions will help me to determine your specific needs

How Can I Help You Best

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Tell me about your past buying and selling experiences

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Have you used the services of a REALTOR before? What was your experience?

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How would you describe your present home?

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What features do you have in your present home that you would like to have in your future home?

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Have you seen any homes that you like? Why didn't you buy it?

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If we found you a home today, are you ready, willing & able to buy and decide today?

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Why did you decide to move now?

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What could you do without, if you had to?

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Why did you buy your last home, and what didn't you like about it?

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What REALTOR services are important to you now?

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When do you need to move?

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What are the features of an area or subdivision that are important to you?

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How many homes do you expect to see before making a decision to purchase?

 

 

 

The Home Buying Process

 

1. Make a Decision to Purchase

2. Select a Sales Associate / Buyer Agent

3. Choose Form of Agency

4. Determine Needs and Desires

5. Determine Purchasing Power

6. Get Pre-Approved For Loan

7. Preview Homes

8. Making Offer to Purchase

9. Home Inspection, Financing, Other Contingencies

10. Contract Acceptance

11. Mortgage Application (Credit & Appraisal)

12. Accompany Home Inspector (if required)

13. Select Settlement Attorney

14. Mortgage Approval

15. Arrange Termite Inspection

16. Contact Utility Company

17. Obtain Hazard Insurance

18. Pre-Settlement Walk-Thru

19. Settlement

20. Moving!

 

 

 

What You Should Know About Equal Opportunity Housing

To ensure that the rights of Home Buyers and Home Sellers are protected, each and every sales associate subscribes to the Equal Opportunity Program developed by the National Association of REALTORS r and conduct their business and activities in accordance with a strict Code of Ethics.

The Law

Equal Opportunity in Housing is an ethical principle to which REALTORS® and REALTORS® ASSOCIATES subscribe: moreover it is the law of the land and the right of all who reside on it,

Civil Rights Act of 1866

The Civil Rights Act of 1866 provides that "All citizens of the United States shall have the same right, in every State and Territory, as is enjoyed by white citizens thereof to inherit, purchase, lease, sell, hold and convey real and personal property.

In the case of Jones vs. Mayer decided on June 17, 1968, the U.S. Supreme court held that the 1866 law prohibits 'all racial discrimination, private as well as public, in the sale or rental or property.'

Civil Rights Act of 1968

In Title VIII of the 1968 Civil Rights Act known as the Federal Fair Housing Law, Congress declared a national policy of fair housing throughout the United States.

The law made illegal any discrimination in the sale, lease or rental of real property based on race, color, religion, sex, or national origin. The law required that all people be treated equally with respect to the terms or conditions of sale, purchase, lease or rental and with no denial of equal housing Opportunity based on race, color, religion, sex or national origin.

The Fair Housing Amendments Act of 1988

This was enacted to strengthen the administrative enforcement provision of the Title VIII of the Civil Rights Act of 1968, to add prohibitions against discrimination in housing on the basis of handicap (mental and physical) and familial status (families with children under age 18) and to provide stiffer penalties for violations relating to discriminatory housing practices.

The Fair Housing Act as amended provides any complainant, aggrieved person, or respondent with any opportunity to elect not to proceed before an administrative law judge, but to move the case to an appropriate federal district court.

The Equal Opportunity Program

The National Association of REALTORS® has developed an Equal Opportunity Program to provide resources and guidance to REALTORS® and REALTORS® ASSOCIATES in ensuring equal professional service for all people.

The Code of Ethics and Equal Opportunity

Article 10 of the National Association of REALTORS® Code of Ethics requires the "The REALTOR® shall not deny equal professional services to any person for reasons of race, color, religion, sex, handicap, familial status or national origin. The REALTOR® shall not be a party to any plan or agreement to discriminate against a person or persons on the basis of race, color, religion, sex, handicap or familial status or national origin."

A REALTOR® pledges to conduct his or her business and activities in keeping with the spirit and letter of the code of Ethics. Article 10 imposes obligations upon REALTORS® and REALTOR® ASSOCIATES, but is also a firm statement of position and philosophy on housing opportunity for all people. The National Association has also established a positive public position for its members by providing Fair Housing Posters to comply with HUD regulations for public notice.

The Affirmative Market Agreement

This thorough and complete program established voluntary compliance within the industry. REALTOR® agree to acquaint the community with equal housing opportunity and to establish office procedures to ensure there is no denial of equal service. REALTOR® also agree to provide materials explaining this commitment.

 

 

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